Hasibuan, Hardiyati Kartini, Ai Annisa Utami, and Khoirul Umam. “Implementasi Manajemen Risiko Untuk Kredit Macet Konsumtif Di Bank Mandiri Kantor Cabang Jakarta Mampang Prapatan”. Relasi : Jurnal Ekonomi 15, no. 2 (July 28, 2019): 277-292. Accessed August 30, 2025. https://jurnal.itsm.ac.id/index.php/relasi/article/view/312.