KEBERLANJUTAN LEMBAGA KEUANGAN MIKRO NON FORMALDALAM PEMBIAYAAN USAHA MIKRO RUMAH TANGGA MISKIN

Abstract

The existence of Microfinance Institutions (MFIs) non-formal become the
foundation of micro-entrepreneurs of poor households in the middle of the
limitations of access to formal financial institutions . To develop the capacity of
business , micro financing for poor households served many non-formal MFIs . The
question is; the extent of non -formal MFIs serve as an alternative source of
financing for the development of micro poor households?, and extent of non-formal
MFIs can be formulated and recommended for the development of micro poor
households?. The study was conducted in the District of Jember Kencong targeting
non-formal MFIs and micro entrepreneurs poor household member non-formal MFIs
. This study is the first year of a two year study is planned. The objective inventory of
non-formal MFIs effectively and sustainably manage savings and loans potentially
serve microenterprises poor households. Descriptive analysis, MFIs independently
constructed by society more sustainable potential compared with other parties
initiated by the government for example .