COMPARATIVE ANALYSIS OF BANK HEALTH LEVEL USING RGEC METHOD DURING AND POST COVID-19 PANDEMIC

Study Case At Bank BNI and Bank CIMB Niaga

Abstract

This study aims to analyze the comparison of the health levels of BNI banks and CIMB Niaga banks during and after the covid-19 pandemic. The research period used was 2021 when the covid-19 pandemic took place and 2023 after the pandemic. The research method used is descriptive research with a quantitative approach. The population in this study were banks listed on the IDX (Indonesia Stock Exchange) from 1989 to 1996. Sample selection using purposive sampling method. The selected samples are Bank BNI and Bank CIMB Niaga . The data processed in this study are secondary data in the form of annual reports of each bank. Data analysis using the RGEC method. The results of this study indicate that the health level of Bank BNI and Bank CIMB Niaga during and after the co-19 pandemic is ranked 1st with a very healthy description, this indicates that the condition of the two banks is able to face significant negative effects from changes in business conditions and other external factors.