Analysis Of Financial Performance Health

Abstract

Bank institution came for transaction distribution activity to push the effective and efficient money circulation in society. Generally, the types of banks that exist are divided into three forms of the banks are Central Banks, Commercial Banks, and Rural Banks. Urgency of this study, the bank needs to do inspection the financial performance on its financial statement report based on appropriated calculation by BI DIR 30/12/30 April 1997. It is important evaluation sector performance banking especially BPR to be encourage for themselves to increase the competition to the other banks and it will be the challenge for BPR to distribute credit with good performance. It is because People's Credit Bank has remote capacity more narrow compared to other commercial banks. In principle, financial soundness assessment is the interest of owners and managers of banks, the community users of banking services, or bank supervisors. So that the subject for this research is BPR ADY Jember. The purpose of this research is to know the financial health of BPR ADY Jember finance and measure it with CAMEL method. While, the operational definition of CAMEL method refers to performance financial concept. They are valuation Capital, Assets, Management, Earnings, Liquidity.