COMPARATIVE ANALYSIS STUDY OF BANK HEALTH LEVELS USING THE RGEC METHOD DURING AND POST THE COVID-19 PANDEMIC (CASE STUDY AT BANK BNI AND BANK CIMB NIAGA)

Yani Dahliani; Bagus  Qomaruzzaman Ratu Edi; Alvin  Diah Nilam Sari

doi:10.31967/prmandala.v5i0.1209

Yani Dahliani Institute Technology and Science Mandala
Bagus Qomaruzzaman Ratu Edi Institute Technology and Science Mandala
Alvin Diah Nilam Sari Institute Technology and Science Mandala

DOI: https://doi.org/10.31967/prmandala.v5i0.1209

Abstract

This research aims to analyze the comparison of the health levels of BNI banks and CIMB Niaga banks during and after the Covid-19 pandemic. The research period used is 2021 during the Covid-19 pandemic and 2023 after the pandemic. The research method used is descriptive research with a quantitative approach. The population in this study were banks registered on the BEI (Indonesian Stock Exchange) from 1989 to 1996. Sample selection used the purposive sampling method. The samples chosen were Bank BNI and Bank CIMB Niaga. The data processed in this research is secondary data in the form of each bank's annual report. Data analysis uses the RGEC method. The results of this research show that the health level of Bank BNI and Bank CIMB Niaga during and after the Covid-19 pandemic was ranked 1st with a very healthy image, this shows that the condition of the two banks is able to face significant negative impacts. from changes in business conditions and other external factors.